Earnix AIOS

What it does

Earnix AIOS is an insurance-focused AI orchestration system that connects pricing, rating, underwriting, and customer engagement decisions. It is described as turning insurer data and customer context into real-time rates, personalized product offers, and underwriting and engagement decisions that are explainable, auditable, and traceable.

Teams use Earnix to bring rate changes to production faster, reduce manual pricing work, and keep governance in place. Named modules include Price-It for dynamic pricing, a Guidewire Accelerator integration, Elevate Data for model-ready data preparation, Pricing Accelerator for dashboards and simulations, Filing Accelerator for rate documentation, and Earnix Copilot, a generative AI agent for the platform.

It suits insurance carriers and financial services pricing, underwriting, and product teams, mainly at enterprise scale. Access is sales-led, with a demo as the stated route in. Pricing, deployment options, and integrations beyond the Guidewire Accelerator and ISO ERC integration are not published, so buyers should confirm them with Earnix.

What it can do

• Generate dynamic pricing and personalized product offers in milliseconds
• Monitor deployed rates and adjust pricing strategies in real time
• Prepare insurer and bank data for pricing and underwriting models
• Produce rate documentation and reduce filing errors via Filing Accelerator
• Provide a generative AI agent (Earnix Copilot) for the Earnix platform
• Keep decisions explainable, auditable, and traceable for governance

Works with

• Guidewire (Earnix Price-It for Guidewire Accelerator)
• ISO ERC (Earnix Price-It Integration for ISO ERC)

Before you choose

• Pricing is not published; confirm terms directly with Earnix sales.
• Suited to insurance-specific decisioning; the pages describe it as purpose-built for insurance rather than general AI use.
• Governance and explainability are emphasized, which matters for regulated rate filing and decisioning.

Listed under

• Operations
• Insurance and claims
• Compliance
• Customer engagement
• Decisioning
• Insurance
• Insurers
• Pricing

Get started

The page offers a 30-minute demo; no self-serve signup is stated.

1. Schedule a 30-minute demo through the Earnix website.
2. Discuss your pricing, underwriting, and engagement goals with the Earnix team.
3. Identify existing platforms, such as Guidewire, to connect with Earnix modules.

Commercial terms are available by contacting Earnix; schedule a demo to discuss cost.

We couldn’t find published prices for Earnix AIOS. See their pricing page ↗

Sources for this overview

Product pages, documentation, and pricing checked 29 Oct 2026. Each source supports part of the overview; availability and prices can change.

• Earnix AIOS | AI Orchestration for Insurance Decisioning ↗earnix.com
• Sophisticated Banking & Insurance Pricing Software | Earnix ↗earnix.com

Company website

earnix.com: product, pricing and policy pages

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Last checked 29 Oct 2026. Every field keeps its source and date; unknown means we couldn’t confirm it.