Microsoft 365 Copilot Chat

What it does

Copilot Chat takes in prompts, uploaded documents or PDFs, and content from Microsoft 365 apps such as email, Teams chats and meetings, and returns written answers, drafts, summaries, spreadsheets, presentations and data visuals. Users can also draft code, compare documents, and ask questions about the webpage open in Microsoft Edge.

People use it inside their work account to rewrite text, summarize long threads or PDFs, recap Teams meetings, and start first drafts of Word documents, PowerPoint decks and Excel spreadsheets. Its distinguishing feature is that it sits inside the Microsoft 365 environment with enterprise data protection, and its content can be reached directly from Microsoft 365 apps or the Microsoft Copilot mobile app.

It suits people and organizations already on an eligible Microsoft 365 subscription who sign in with a work account. Basic web-grounded chat is included at no additional cost, but creating and using agents requires an Azure subscription and metered billing, and some Microsoft 365 app features depend on separate licenses and market availability.

What it can do

• Rewrite and clarify existing text for tone and clarity
• Write and debug code
• Summarize long documents, PDFs, chat threads and channels
• Recap Teams meetings with key decisions and next steps
• Create spreadsheets and presentations through Excel and PowerPoint agents
• Build custom agents with Agent Builder (requires an Azure subscription)

Works with

• Microsoft Teams
• Outlook
• Word
• PowerPoint
• Excel
• OneNote
• Microsoft Edge
• Microsoft Copilot Studio

Example workflows

Meeting recap

Input: a Teams meeting transcript or meeting. Steps: ask Copilot Chat to recap the meeting. Output: a concise summary of key decisions and next steps.

Long document review

Input: a long PDF or Word document. Steps: upload or reference the file and ask focused questions. Output: a clear summary and answers to specific questions about the document.

Before you choose

• Agent use is metered and requires an Azure subscription, so cost depends on usage.
• Features in Teams, Outlook, Word, PowerPoint, Excel and OneNote vary by market and customer licensing.
• Access to Work IQ, Researcher, Analyst and in-app Copilot features requires a Microsoft 365 Copilot license.

Listed under

• Productivity
• General assistants
• Agents
• AI chat
• Coding
• Enterprise
• Microsoft 365

Get started

Sign in with a work account to open Copilot Chat; the download option links to the Copilot app.

1. Sign in to Copilot Chat with your Microsoft Entra work account.
2. Confirm your organization's Microsoft 365 subscription is eligible for Copilot Chat.
3. For agents, ask your IT administrator to confirm an Azure subscription is in place and review the Copilot Chat and agent starter kit.

Copilot Chat is included at no additional cost with eligible Microsoft 365 subscriptions. The Microsoft 365 Copilot Business add-on is shown at $21.00 per user per month list, currently $18.00 under a limited-time offer for July 1 to December 31, 2026 with annual commitment, or $18.90 paid monthly. Microsoft 365 Copilot add-on is shown at $30.00 per user per month paid yearly or $31.50 paid monthly under an annual commitment. Agent use is metered and requires an Azure subscription.

Source: microsoft.com/en-us/copilot/features/chat, checked 28 Oct 2026. Prices can change; check before you buy.

Sources for this overview

Product pages, documentation, and pricing checked 28 Oct 2026. Each source supports part of the overview; availability and prices can change.

• AI Chat for Getting Work Done | Microsoft Copilot ↗www.microsoft.com

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Last checked 28 Oct 2026. Every field keeps its source and date; unknown means we couldn’t confirm it.